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Module

Consumer Credit

Unfair terms, CPC 2025 for lenders, retail credit firms, hire purchase and PCPs.

Educational material, not professional, tax or legal advice. Figures reflect Irish law as understood when written — check Revenue.ie or a qualified adviser before acting. Not affiliated with or endorsed by any professional body.

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  • 01Unfair contract terms and consumer rights
  • 02Reporting unfair terms and complaints
  • 03Consumer Protection Code and regulated consumer credit
  • 04Retail credit and credit servicing regulation
  • 05Hire-purchase agreements
  • 06Worked example: the one-third and half rules
  • 07Personal Contract Plans (PCPs)
  • 08Worked example: understanding a PCP balloon
  • 09Consumer Credit Directive implementation watch
  • 10Congratulations on completing the module